hey, steph, i know how you feel having to go 6 months with your insurance. i cant begin to tell you how many hoops i had to jump through to get to my date. i began my journey in july of 2008 and just finished up everything in january of 2009! just get what you need to do done as quickly as possible while you are doing your six month weight thing with the dr. and then when all that is done you will be ready to submit everything and the rest will fall into place. i am not patient, so this was really hard for me. keep me updated on how you are doing, k?