Janet ~ Congradulations on your quick response from your insurance company. You were lucky. It took mine a while. I started researching this surgery the exacted date of July 26th 2001 and I went to Dr. Aframs office and sent off my paperwork on August 4th. It took until October 3rd before my insurance notified me. Of course, I called them every chance I had and I think that made them work a little faster. Now, my surgery date is November 27th. That time waiting was so very hard. Anyway, good luck to you and keep us posted after your surgery. May God bless you!!!